Meet your All-in-One
Loan Specialists

Scott Griffin has a passion and talent for helping individuals become homeowners, rather than mortgage holders, and brings 25 years of expertise in real estate to bear for clients of the Scott Griffin Financial Management Solutions brokerage.

Scott began his career in 1986 as a residential property specialist concentrated in leasing and managing large luxury apartment communities for real estate investment management firms such as Kennedy Wilson, Heitman and JMB Properties. Soon after, Scott moved on to become a mortgage loan agent and was quickly promoted to branch management of Peachtree Financial.

In 2003 Scott opened his namesake brokerage, eventually expanding with offices in San Diego and Palm Springs and a specialty in 'A' Paper Jumbo Loans for clients either self-employed or in the entertainment industry. Scott has funded more than $831 Million in purchase and refinance home loans during the past eight years.

Scott is one of a few selected brokers who are licensed to represent the All-in-One loan after having undergone a rigorous approval process with CMG Mortgage. He is a licensed Real Estate Broker in California and holds Nationwide Mortgage Licensing System and Registry (NMLS), Federal Housing Administration (FHA) and Certified Mortgage Planning Specialist (CMPS) certifications. He is recognized as an industry leader by SBMC Mortgage Bank, having won Top Producer nationally in 2005 and 2006.

A member of the Department of Real Estate and the California Bar Association, Mona Elhalwagy graduated from Loyola Law School and obtained her real estate license in 1997 to begin working in retail and wholesale mortgage lending.

For more than eight years Mona worked with the nation's largest mortgage lenders, representing products to mortgage brokers and funding more than $250 million in loans. During that time she supervised, trained and empowered some of the leading loan brokers in the Los Angeles area with the tools and products to educate and explain various loan programs to their borrowers in purchase and refinance transactions. She has worked with more than 300 brokers, loan officers and processors during her career.

Mona is licensed in Series 6 and 63 Securities which allows her to better understand retirement solutions for individuals and businesses. Given her background in financial planning, Mona is enthusiastic about the prospect to build wealth with the All-in-One loan and discusses investment opportunities with clients who benefit from the lower cost of home ownership.

Cynthia Hsiung began her career in real estate financing more than 20 years ago after having been a licensed real estate agent in the New York area and later holding executive positions in Los Angeles' entertainment industry. She earned her California Real Estate License in 2003 and worked in retail mortgage lending for Scott Griffin Financial Management Solutions, becoming the highest originator under Scott Griffin.

Cynthia recruits and trains loan agents on how to present to and qualify clients on various purchase and refinance mortgage programs. She helps clients with loan origination and processing from application through to closing. Cynthia has managed several investment properties in three states since 1994 and is a member of the Department of Real Estate.

As a licensed California Real Estate Mortgage Sales professional, Lola brings 20 years of experience with leading high-end real estate investment companies including Trammell Crow Residential, JMB Properties, Heitman Properties, Kennedy Wilson, JPI Residential, Monarch Group and Hunt Pacific Management Corporation.

Lola has received numerous "Property of the Year" and "Manager of the Year" awards from the San Diego County Apartment Association and has a track record in revitalizing under-performing properties. Lola's experience spans managing and marketing newly-developed communities from the early construction phase through to full lease-up.

Lola helps clients at Scott Griffin Financial Management Services with loan origination and processing from application through to closing. She holds Nationwide Mortgage Licensing System and Registry (NMLS) certification and is a Dept. of Real Estate licensed salesperson.

Erin Dickinson has more than 13 years of experience in the real estate industry after starting her career with First Nationwide where she worked in the condominium department to plan unit development approvals across the country. Erin quickly moved into loan processing and continued on to Chase Manhattan Mortgage where she oversaw a loan development volume that exceeded $40 Million per month.

Erin has funded more than $175 Million in purchase and refinance loans at top mortgage lenders including AmPro Mortgage, PMC BanCorp, Titan Wholesale and Clear Vision Funding. She helps clients at Scott Griffin Financial Management Services with loan origination and processing from application through to closing.