well-qualified borrowers
All-in-One Loan Advantage
What is the All-in-One Loan?
The All-in-One Loan combines all your checking, home loan and home equity line accounts into one master "loan sweep account" that automatically transfers all deposited cash against the loan balance each day in order to save mortgage interest. It allows you to better leverage your cash flow so you have the opportunity to save tens of thousands — even hundreds of thousands — of dollars in interest over the next decade. Your funds remain available to you 24/7, just like with your current checking account.
The All-in-One Loan Could Save You Thousands in Interest Payments
The All-in-One Loan is unlike traditional home loans because it gives the borrower the power to reduce your debt more aggressively without losing access to your money. Traditional mortgages make it easy to get into debt but offer no tools to help you manage the debt down. The All-in-One Loan helps reduce debt more quickly by putting all your personal income to better use immediately, rather than have it sit in a checking account earning little to no interest.
- The lower balance saves you interest
- The saved interest becomes extra principal payment
- This further lowers your balance, saving more interest
- This frees up even more money to reduce principal
- This cycle repeats itself each month, compounding your interest savings and accelerating debt reduction
Why is Saving Interest so Important?
Mortgage interest typically consumes about half of the average American's net income for decades at a time. With the All-in-One Loan, paying less interest allows you to reach your financial goals faster. Whether you want to use those interest savings to pay your home loan off sooner or keep your equity leveraged and reinvest in higher—yielding investments, saving interest is always in your best interest.
Whether or not you want to pay your mortgage off more quickly, owing less money over time will save you interest charges. How? Try the interactive simulator now.
Click to enlargeWhat Other Advantages Come with the All-in-One Loan?
By combining all your main personal cash management into one master account, you are relieved of the need to track money transfers manually. Once the account is set up, transfers to and from your loan account occur automatically. So do your interest savings from your positive cash flow. And when you need cash for investments or expenses, it is quickly available via unlimited check writing, online bill pay, electronic transfer or ATM withdrawal. We even rebate your first six ATM surcharges per month.
Discover how the power of your own cash flow could significantly accelerate your home loan's pay down, saving you thousands in interest and getting you free-and-clear of mortgage payments years ahead of schedule, without demanding any change in your current spending habits by calling us at 310-456-4494.
